State Farm® Insurance Agent Carlos Acosta

Welcome to Carlos Acosta’s State Farm Insurance agency in San Mateo, CA! We are proud to provide insurance for the businesses and families of our community. We provide our customers with individual insurance, family insurance policies and business insurance to help protect against the things that can go wrong.

Our customers enjoy the flexibility of working with our insurance agency because of our ability to make insurance quotes and service easy and convenient. Our team stands apart from other insurance agencies in the area due to our ability to put together an insurance plan that fits our customers’ needs while helping them understand what types of coverage they have.

For Individuals & Families needing “personal insurance” we offer:

Auto Insurance, Motorcycle Insurance, RV Insurance, Boat Insurance, Life Insurance, Manufactured Home Insurance, Liability Insurance, Property Insurance, Home Insurance, Renters Insurance, Condo Insurance, Rental Property Insurance, Car Insurance, Personal Umbrella Insurance and High Cost Item Insurance (jewelry, art etc.).

State Farm offers the ability to start online auto insurance quotes, online home insurance quotes, online life insurance quotes, and online renter’s insurance quotes.

“At this time, online auto quoting is not available. Please call, text, or visit us for an auto quote today. Our team is ready now to put together a Personal Price Plan for you.”

For Businesses (including “small businesses”) we offer:

Business Insurance, Commercial Insurance, Business Auto Insurance, Commercial Truck Insurance, General Liability Insurance, Business Property Insurance, Workers Compensation Insurance, Commercial Umbrella Insurance, Commercial Vehicle Insurance, Home Business Insurance, Restaurant Insurance, Professional Liability Insurance, Church Insurance and Commercial Property Insurance.

Each State Farm office is independently owned making each agent local business owner in his or her community. We understand small business because we are small business owners. We realize that you need fast, and dependable service. When you get a small business insurance quote for your commercial building insurance, commercial vehicle insurance, or professional liability insurance we get to know your business and its unique needs which enables us to provide a quote based on your business operations and not a one size fits all policy quote.

Each business and family has different needs and goals. Our team excels in serving families and businesses while we ensure a clear line of communication and comfortable experience. We can easily help you in person, via phone or email. We provide insurance services to all of California and throughout San Mateo County with a strong local presence in Belmont, San Carlos, San Mateo, Foster City, Palo Alto, Redwood City, Burlingame, Millbrae, San Bruno, Hillsborough, Atherton, San Bruno, Los Altos and Menlo Park. State Farm is a mutual insurance company and that means we serve our customers and not shareholders’ profits. We hope to earn your business. Contact us today for an insurance quote.

It's always a good idea to review your insurance coverage whenever you experience a major life event. Let's chat about how State Farm can help you protect the ones you love.

As the summer season approaches, many people are looking forward to spending time outdoors and enjoying various activities such as boating, ATV riding, and motorcycle riding. However, it's important to ensure that you have the proper insurance coverage for your summer toys to protect yourself and your assets in case of accidents or other unexpected events. Here are some practices for ensuring you have the right insurance for your summer toys:

1. Review Your Existing Policies: If you already have insurance policies in place for your vehicles, make sure to review them to see if they provide adequate coverage for your summer toys. In some cases, you may need to add additional coverage or take out a separate policy altogether.

2. Work with a Reputable Insurance Provider: When it comes to insurance, work with a reputable provider that has experience insuring boats, ATVs, motorcycles, and other recreational vehicles. Make sure to do your research and read reviews before choosing an insurance provider. We can always help you.

3. Consider Liability Insurance: Liability insurance is essential for protecting yourself in case you cause an accident that results in damage to someone else's property or injuries to another person. Make sure your insurance policy includes liability coverage for your summer toys.

4. Opt for Comprehensive and Collision Coverage: Comprehensive and Collision coverage can help pay for repairs or replacement of your summer toys in case of accidents, theft, or other covered events. Consider adding this coverage to your policy for added protection.

5. Choose the Right Deductible: When selecting a deductible, consider how much you can afford to pay out of pocket in case of an accident. A higher deductible can lower your cost, but it also means you'll have to pay more out of pocket if you need to file a claim.

6. Update Your Policy Annually: As your needs and circumstances change, make sure to review your insurance policy annually and update it accordingly. This will ensure that you have the right coverage for your current situation and any changes in your summer toys or other assets.

By following these practices, you can help ensure that you have the right insurance coverage for all your summer toys, in case of unexpected events. So, if you haven't already, give us a call to discuss your options and make sure you're covered this boating season!